Realtor Resources

Meet Carmen

Carmen Williams 0720435

RJ Williams & Company Real Estate LLC


Offer Instructions

  1. Property must be Owner Occupied. (We do not sell to investors)

  2. Client MUST meet income requirements.

  3. Please reference the 2023 Income Guidelines to verify your client meets the income requirements.

  4. Client must meet Guidelines at 80% AMI.

    i. Family of 1 $53,600

    ii. Family of 2 $ 61,250

    iii. Family of 3 $68,900

    iv. Family of 4 $76,500

    v. Family of 5 $82,700

  5. Your client WILL also have to pass a background check.

    a. Please complete and sign the Questionnaire authorizing us to request the background check.

    b. All applicants listed on the loan must sign the form. Please include names and ages of children under the age of 18 that will be living in the house. If both spouses are working, we need documents from each.

  6. We need a Prequalification Letter from your clients Lender.

    a. Please make sure the letter matches the Third-party Financing details, including the approved loan amount, number years of the loan, dollar amount financed, and interest rate percentage.

    b. Habitat offers inhouse financing. If your client is interested, please reach out to Julie Gottlieb via email - Julie.gottlieb@trinityhabitat.org. Please CC listing agent to make aware of request.

    c. Please notify Listing Agent if ANY Assistance Programs will be used for the transaction.

  7. Offer must be submitted using the 1-4 Family Contract (TXR 1601) (Per Builder request.)

    a. Make the offer to Fort Worth Area Habitat for Humanity, Inc.

    b. 2% of Sales Price is required for Earnest Money.

    c. No more than 15 days for Financing Approval.

    d. Minimum of $200 for option.

    e. Maximum of 3 days for Option Period.

    f. Preferred Title paid by buyer at Alamo Title -Robin Rogers 714 W. Magnolia Ave Fort Worth Tx, 76104.

    g. Survey payed by buyer. Please check Box 2 to be paid by buyer.

    h. Builder provides a Home Warranty so please don’t request an additional one in your offer.

    i. We do not accept offers with concessions due to the high demand and affordability of our homes.

    j. Broker commission is 2%.

    k. Special Provisions must say that Buyers must complete 20hrs of sweat equity educational classes in order to close on the property. NO EXCEPTIONS

  8. To submit your offer, please include the following:

    a. 1-4 Residential Contract (TXR-1601).

    b. Third Party Financing Agreement.

    c. The most recent 30 days proof of income for all parties on the loan. (there cannot be any gaps between employment)

    d. Questionnaire Form.

    e. Pre-Qualification letter from your Lender to match third party form.

    f. Addendum for Reservation of Oil, Gas.

    g. Square Footage Document.

    h. THIS document signed by buyer and buyers agent.

    i. Please submit ALL docs individually in 1 email with separate pdf’s.

    j. Wire Fraud Form.

    k. Square Foot Disclosure.

    l. Appraisal Waiver if Applicable.

  9. Our homes sell fast, so please submit your offer for no lower than asking.

  10. Buyers will have to complete 20 hours of sweat equity online and in person classes. When offer is accepted, buyers must reach out ASAP to Nakia Smith via email at Nakia.Smith@trinityhabitat.org. There will be no exceptions. Classes MUST be completed prior to closing date on contracted property. If client does not complete courses then closing date will be pushed back until required courses are completed.

  11. Agent, this is NOT a typical transaction. The listing agent will submit your application to the builder as soon as ALL documents are received. Please have your clients read the dead restrictions and have them reviewed by their attorney to make sure they are aware of their purchase.

  12. Once you have submitted your complete package, it will take the builder 10-15 business days to respond. We will acknowledge receipt of your offer and let you know where you are in the application process, but please be patient. Builder is open M-F, if you have a question after hours, we will respond the next business day.

  13. To continue delivering affordable, quality homes in a timely manner we do not offer upgrades or modifications. No color, design, or elevations changes will be accepted. Property is sold as is.

  14. Please SUMBIT ALL Offers to carmen@rjwilliamsco.com